Taking stock: monetary policy transmission to equity markets.(analysis)

ONE CENTRAL ARGUMENT of James Tobin’s seminal 1969 Journal of Money, Credit and Banking paper was that “financial policies” can play a crucial role in altering what later became known as Tobin’s q, the market value of a firm’s assets relative to their replacement costs. Tobin emphasized that, in particular, monetary policy can change this ratio. This 1969 JMCB paper together with another of his contributions (Tobin 1978) became a key element in the formulation and understanding of the stock market channel of monetary policy transmission. Tobin’s argument in this work was that a tightening of monetary policy, which may result from an increase in inflation, lowers the present value of future earning flows and hence depresses equity markets.

The second part of Tobin’s argument, namely the relationship between monetary policy and equity prices, is still not very well understood. On the one hand, it has proven difficult to properly identify monetary policy, since monetary policy may be endogenous in that central banks might react to developments in stock markets. Considerable progress has recently been made in this respect. Rigobon and Sack (2002, 2003) develop a methodology that exploits the heteroskedasticity present in financial markets to identify monetary policy shocks, while Kuttner (2001) and Bernanke and Kuttner (2003) derive monetary policy shocks through measures of market expectations obtained from federal funds futures contracts. In this paper, we will employ a methodology similar to Bernanke and Kuttner (2003), by identifying monetary policy shocks through market expectations obtained from surveys of market participants.

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Does monetary policy have asymmetric effects on stock returns

IT HAS BEEN OF GREAT interest to both macroeconomists and financial economists of whether monetary policy affects stock returns. A number of studies have empirically investigated the effects of monetary policy on stock returns. Using money aggregate data as a measure of money supply, some empirical studies agree that stock returns lag behind changes in monetary policy; for instance, see Keran (1971), Homa and Jaffee (1971), and Hamburner and Kochin (1972). In contrast, Cooper (1974), Pesando (1974), Rozeff (1974), and Rogalski and Vinso (1977) show that there is no significant forecasting power of past changes in money. Ever since the seminal paper by Bernanke and Blinder (1992), the Federal funds rate has been the most widely used measure of monetary policy. As such, the relationship between monetary policy and stock returns has been reexamined by using the interest rate instrument in the financial literature. Thorbecke (1997) and Patelis (1997) demonstrate that shifts in monetary policy help to explain U.S. stock returns. Conover, Jensen, and Johnson (1999) show that foreign stock returns generally react both to local and U.S. monetary policy.

Two important contributions to the literature on the effects of monetary policy on the stock market have been made. The first one emphasizes the roles of financial markets’ expectations about the future course of monetary policy. Bernanke and Kuttner (2003) extract unanticipated monetary policy from Federal funds futures and find that monetary policy surprises appear to have a significant effect on equity prices through changes in the equity premium. The second focus is on the prospect of endogeneity. Rigobon and Sack (2003) show that the causality between interest rates and stock prices may run in both directions. After accounting for this endogeneity, they find a significant monetary policy response to the stock market.

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Online Education Master’s Degrees

A master’s degree gives students training and education in a specialized field of expertise with greater depth than studying for a bachelors degree. Students pursuing a master’s degree traditionally need to hold a bachelors degree and commit to one to six years of study in a particular field. Online education masters degree programs make it easier for working business professionals to complete their education and attain advanced positions in their field.

Masters degrees definitely afford individuals an opportunity to increase their earning potential. The U.S. Bureau of Labor Statistics reports that the average weekly earnings for a masters degree holder are $1,102, which is $200 more than people holding a bachelors degree. These statistics further reveal that only 5.9 percent of adults in America hold a masters degree.

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